Privacy Policy

Thank you for visiting operated by the Michigan Counties Workers’ Compensation Fund (“MCWCF”). This Site is provided to you subject to the following Legal Notices and Privacy Policy (collectively, the “Terms”) which you must agree to before using the Site. Please read the Terms carefully, as they may affect your legal rights and obligations. We reserve the right to make changes to our Site and Terms at any time with no further notice, and any such changes will become effective immediately upon posting to this Site. You may wish to visit these Terms periodically to review the most current version.

Legal Notices

Site and Account Access

MCWCF grants you a limited license to access the Site for your personal or non-commercial use within your organization. The Site or any portion of it may not be reproduced, duplicated, copied, sold or resold, or otherwise exploited for any commercial purpose not intended and without the express written consent of MCWCF. Any unauthorized use of this Site terminates the license granted by MCWCF. All content included on the Site, such as text, graphics, and images is the property of MCWCF and is protected by United States and international copyright and trademark laws. MCWCF’s trademarks and trade dress may not be used without its express written consent. You are prohibited from decompiling, reverse engineering or disassembling any part of this Site.

MCWCF does not knowingly collect, solicit personal information, or allow account registration from those unauthorized by the Fund.

If you use the Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You also agree to keep your contact information current, especially your email address. The Site reserves the right to refuse service, terminate accounts, remove or edit content at its sole discretion.

MCWCF does not guarantee or warrant that any part of this website, including files available for download, are free of viruses or other harmful code. It is your responsibility to use of an anti-virus program and other precautions to protect your computer hardware and software.

The Site may contain links to other websites and other websites may contain links to this Site. These other websites are not under the control of MCWCF and therefore MCWCF is not responsible for the content, applications, and terms of service made available from those websites.

The Site may contain testimonials and statements from members of MCWCF. Testimonials are representative only of the identified member experience and do not necessarily represent expected results for every organization.


When you visit the Site or send e-mails to us, you consent to receive communications from us electronically either by e-mail or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Our contact information is:

Michigan Counties Workers’ Compensation Fund
431 S Capitol Ave
Lansing, MI 48933

Toll Free: 800.258.1152
Fax: 517.482.8244

Disclaimer of Warranties and Limitation of Liability

To the full extent permissible by law, MCWCF disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. MCWCF does not warrant that this site; information, content, products and services made available to you through this site; its servers; or e-mail sent from MCWCF are free of viruses or other harmful components. MCWCF will not be liable for any damages of any kind arising from the use of this site or from any information, content, products or services included on or otherwise made available to you through this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

This site and all information, content, products and services included on or otherwise made available to you through this site are provided by MCWCF on an “as is” and “as available” basis, unless otherwise specified in writing. MCWCF makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, products and services made available to you through this site, unless otherwise specified in writing. You expressly agree that your use of this site is at your sole risk.

Nothing in the terms shall exclude or limit MCWCF’s warranty or liability for losses which may not be lawfully excluded or limited by applicable law. Certain jurisdictions do not allow the exclusion of certain warranties or conditions or the limitation or exclusion of liability. As such, only the limitations which are lawful in your jurisdiction will apply to you and our liability is limited to the maximum extent permitted by law.

Applicable Law

By visiting this Site, you agree that the laws of the State of Michigan, without regard to the conflict of laws, will govern the Terms and any dispute related to your visit or purchase from the Site that might arise between you and MCWCF. You also agree that any legal dispute will be adjudicated in a Michigan state court in Macomb County, Michigan, or in the U.S. Federal District Court for the Eastern District of Michigan – Southern Division, and you consent to exclusive jurisdiction and venue in such courts.

The provisions of the Terms are intended to be severable. If for any reason any provision of the Terms shall be held invalid or unenforceable in whole or in part, such provision shall be ineffective to the extent of such invalidity or unenforceability. The failure of MCWCF to exercise or enforce any right or provision of the Terms shall not operate as a waiver of such right or provision.

Privacy Policy

Information Collection and Use

MCWCF is the sole owner of information collected on this site. Any personal, business, and financial information will not be shared with any third parties except as outlined in this policy and as regulated by law. The Site may employ third party companies to perform services on our behalf including server maintenance, web design, and hosting. WE DO NOT SELL OR RENT YOUR PRIVATE INFORMATION TO THIRD PARTIES. WE DO NOT SPAM OUR CLIENTS.

Cookies and Log Files

The Site uses cookies in order to customize and enhance the user experience. If the Site’s cookies are blocked or JavaScript is disabled, you may be unable to use certain features of the Site.

User IP addresses are recorded in server log files in order to analyze trends and gather information useful for enhancing the Site. IP addresses are not linked to personally identifiable information.

DoubleClick: We may use Google Analytics remarketing codes to log when users view specific pages or take specific actions on our web properties. This allows us to provide targeted advertising in the future. If you do not wish to receive this type of advertising from us in the future you can opt out using the DoubleClick opt-out page or the Network Advertising Initiative opt-out page.


Any disclosures will be only to the extent permitted by federal and state law. Certain disclosures may require us to get an “opt-in” or “opt-out” from you. If this is required, we will do so before information is shared.

We reserve the right to disclose your personally identifiable information as required by law and when necessary to protect our rights or comply with a legal proceeding or court order.