Why Join MCWCF

Benefits

The MCWCF provides workers’ compensation insurance, claims servicing and safety training to public agencies throughout the state of Michigan. We have more than 80 members in our nonprofit pool, including counties, villages, libraries, courthouses, transit authorities and other government-funded entities.

MCWCF has been in operation since 1979 and continues to experience stable operation and growth each year. Our members benefit from our services, grants and dividends, and enjoy having a community resource that knows and understands the needs of public agencies.

Why MCWCF?

Big Savings. Members that take advantage of the services offered by MCWCF often see a reduction in claims around their operations. Additionally, our members enjoy yearly dividends – 2017 was our largest payout to date at $3.2 million total.

Loss Prevention Grants. In 2014, we launched our Loss Prevention Grants Program, which allows our member entities to invest in employee safety. For example, the Tuscola County Sherriff’s Department used their grant to purchase new utility vests for their officers. We’ve awarded nearly $160,000 to MCWCF members to increase safety and prevent loss around the workplace.

Personal Service. You won’t find automated recordings here. Whether face-to-face or just a phone call away, our focus is to accurately identify your needs and find solutions. We put time and effort into knowing your business so we can best serve you.

SERVICES:

  • Claims Management
  • Account Management and Service Team
  • Managed Care Services
  • Metrics and Reporting
  • Disease Management
  • Nurse Care Management
  • Health Statement Management
  • Return-to-Work Facilitation and Support
  • Independent Medical Evaluations
  • Utilization Review
  • Vocational Rehabilitation
  • Safety and Loss Prevention Consultation
  • Risk Management Training and Education
  • Online Training Modules — counts for one hour of continuing education credit for CSP, OHST and CHSTs who attend.

Testimonials

“Interurban Transit Authority has been a member of MAC since October 2014. We chose MCWCF over commercial insurance mainly for the cost savings. We have insurance pool experience dating back to 1990 so I was pleased to find this option for our workers’ compensation coverage. In this short period of time, I have been selected as a grant recipient, met with the loss prevention consultant, downloaded safety webinars and received our first dividend. We look forward to continuing our membership for many years to come.” — Phyllis Yff, Executive Director at Interurban Transit Authority in Allegan CountyTHANK YOU! I’m so happy for my staff (and their backs)! — Michelle Robbins, Director, Chippewa County Central Dispatch – Emergency ManagementAt MCWCF, you aren’t joining a fund, but a team. All the resources of fund — for loss prevention, for service questions — are devoted to the team. On top of that, of course, the dividend payments make the fund more than affordable. Branch County agencies alone, since 2008, have received more than $750,000 in dividends from the fund. — Dale Swift, (former) Branch County commissionerThank you for working with Otsego County on the Michigan Counties Workers’ Compensation Fund 2014 Loss Prevention Grants Program. We purchased several ergonomic chairs through the grant. I have already noticed a reduction in the stiffness of my back and shoulders after a long day in front of my computer. I can see where this will really make a difference for me long-term. I hope this grant can be continued in the future. — Rachel Frisch, Otsego County administrator

Member List

  • Alger County
  • Alpena County
  • Antrim County
  • Arenac County
  • Barry County
  • Battle Creek Housing Commission
  • Bayanet
  • Benzie County
  • Benzie Transportation Authority
  • Blue Water Area Transit
  • Branch County
  • Branch County District Library
  • Branch County Medical Care Facility (Maple Lawn)
  • Central Upper Peninsula Planning & Development
  • C.C.E Central Dispatch Authority
  • C.C.E. Office of Emergency Management
  • Chippewa County
  • Clinton County
  • Crawford County
  • Delta Area Transportation Authority
  • Delta County
  • Delta/Menominee District Health Department
  • Dickinson County
  • District Health Department #10
  • Edwardsburg, Village of
  • Emmet County
  • Gladwin County
  • Gogebic County
  • Gogebic County Community Mental Health Authority
  • Gogebic County Transit
  • Gratiot County
  • Huron-Clinton Metropolitan Authority
  • Interurban Transit Authority
  • Ionia County
  • Isabella County Transportation Commission
  • Isabella County
  • Isabella County Medical Care Facility
  • Kalkaska County
  • Kalkaska County Public Transit Authority
  • Keweenaw County
  • Lake County/Lake County Clerk
  • LifeWays
  • Livingston County
  • Livingston County Mental Health
  • Luce County
  • Luce County Ambulance Services
  • Mackinac County
  • Manistee County
  • Marcellus, Village of
  • Martha T. Berry Medical Care Facility
  • Mason/Oceana County Enhanced 911
  • Mecosta County
  • Menomonee County
  • Monroe Housing Commission
  • Newaygo County
  • Newaygo County Medical Care Facility
  • Oceana County
  • Ontonagon County
  • Osceola County
  • Oscoda County
  • Otsego County
  • Otsego County Commission on Aging
  • Otsego County Judicial System – 87th District Court
  • Otsego County Library
  • Presque Isle County
  • Roscommon County
  • Roscommon County Transportation Authority
  • Sanilac County
  • Sanilac County Community Mental Health Authority
  • Sanilac County Medical Care Facility
  • Sanilac County Transportation, Inc.
  • Schoolcraft County
  • St. Clair County Community Mental Health Authority
  • Straits Area Narcotics Enforcement (SANE)
  • Tuscola County
  • UPWARD Talent Agency
  • Wayland Area EMS
  • Wexford County