Welcome to the Michigan Counties Workers’ Compensation Fund (MCWCF), your trusted partner for competitive workers’ compensation insurance across Michigan.

Public agencies across have trusted Michigan Counties Workers’ Compensation Fund for workers’ compensation insurance since 1979.

With 45 years in service, MACWCF maintains an impressive 35% average return rate for members and paid over $4 million in dividends in 2024 alone. 

With safety and security at the forefront, we are committed to serving our diverse membership, which includes Michigan counties, law enforcement, medical care facilities, housing commissions, transit agencies, villages, mental health authorities, and various county and multi-county initiatives.

ABOUT US

Since 1979, we have been committed to offering comprehensive workers’ compensation insurance services at reasonable prices. Excellence in customer care is at the heart of all we do.

SERVICES

The MCWCF provides workers’ compensation coverage for public agencies, including claims servicing, loss prevention consultation, safety grants and training.

OUR CLIENTS

We serve more than 80 Michigan public entities from counties, villages and libraries, to transit authorities, medical care facilities and more.

Does your organization have a workplace safety committee?

The MCWCF is excited to offer its members the chance to apply for up to $5,000 in grant funds to support workplace safety improvements.

Our Loss Prevention Grants Program has funded a wide range of safety projects, from police officer vests to ergonomic desks, making workplaces safer and more efficient.

Since the program’s start, MCWCF has awarded over $345,000 to our members.

Apply today to enhance safety at your organization!


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